Hello world!
Yes, this is yet another personal finance blog. So why should you include this in your reading list?
A few reasons why this blog may help you:
- You are not in debt upto your eyeballs on credit cards and pay day loans. Paying your balance off each month comes naturally and any further debt you take on will only be for “good” things like buying a house or student loans. I will be discussing strategies and issues surrounding these loans as I am currently evaluating going for an MBA and also have plans to buy a house in the next five years.
- A portion of your finances is tied to India. This could be because you are an India, will be living in India for some time, plan to retire there or would like to know more about investing in India.
- You deal with dollars. I am currently a resident alien in USA and will be for the next few years. I have learnt a lot about spending, saving and investing in this country and would like to share that with you.
- You are a nerd and are interested in a systematic approach to your personal finances. I have used difference financial software and will be reviewing them. I also have elaborate systems constructed to invest and save and will be blogging about them too.
- You are a woman and are sick and tired of every financial guru talking down to you, not giving you facts in plain English but attacking your emotions/feelings on money.
Mostly, with this blog, I will not be addressing issues like “ohmigod, i have credit card debt because i spent and spent and do not know what to do”. I hold “Spending less than you make” and “Pay yourself first” as self-evident truths and will try to go beyond them.
Here’s hoping you have as much fun as I am going to :)
Cheers,
zzz
